Serving Ottawa, Ontario & Surrounding Communities since 1946
Business Insurance
Business Continuity & Peace of Mind Coverage
At Hicks Insurance, we understand that safeguarding your business assets is not just a necessity; it’s a fundamental aspect of ensuring your company’s longevity and success. In today’s unpredictable environment, having the right insurance coverage can make all the difference. That’s why we offer a comprehensive range of business insurance solutions, meticulously designed to cater to the unique requirements of your enterprise. Our primary goal is to provide you with the peace of mind you deserve, allowing you to focus on what you do best—growing your business—while we take care of protecting your property and vehicle fleets. A cornerstone of our business insurance offerings is asset protection.
We recognize that every business, whether it’s a quaint local retail shop or a sprawling manufacturing facility, faces potential risks that could jeopardize its operations. Our tailored insurance solutions are crafted to shield your property from unforeseen incidents, including but not limited to fire, theft, vandalism, and natural disasters.
Our extensive coverage goes beyond merely protecting the physical structure of your property; it also encompasses the valuable contents within, such as specialized equipment, inventory, and office furniture. This holistic approach ensures that you are not left vulnerable in the face of adversity, allowing you to recover swiftly and efficiently.
In addition to property protection, we also provide robust auto fleet insurance designed specifically for businesses that rely on vehicles as part of their operations. Whether you manage a small number of company cars or oversee a large fleet of trucks, our insurance options are tailored to meet your needs. We understand that your vehicles are not just modes of transportation; they are vital tools that facilitate your business operations and contribute to your bottom line.
Our auto fleet insurance covers a wide range of scenarios, including accidents, theft, and vehicle damage, ensuring that you have the necessary support to keep your business running smoothly, no matter what challenges arise.
When it comes to protecting your business assets, Hicks Insurance stands ready to be your trusted partner. With our diverse selection of business insurance solutions, including comprehensive asset protection and specialized auto fleet insurance, you can rest assured that your company is in capable hands.
Why choose Hicks Insurance for your Business insurance?
Expert advice from professionals with experience insuring your industry
Comprehensive options from top insurance providers
Personalized quoting and renewals for all business solutions
Protection when you need it Most
At Hicks Insurance, we recognize that business interruptions can have a significant impact on your operations and revenue. That’s why we offer business interruption coverage as part of our commercial insurance options. This coverage helps protect your business against financial losses resulting from unexpected events that may temporarily halt your operations, such as a fire or natural disaster. With business interruption coverage, you can have peace of mind knowing that your business will be financially protected during these challenging times.
Liability coverage is another essential aspect of commercial insurance options. We understand that accidents can happen, and your business may be held liable for injuries or damages caused to others. Our liability coverage provides financial protection in such situations, covering legal expenses, medical costs, and compensation claims. This coverage ensures that your business is protected from potential lawsuits and can continue to operate without significant financial burdens.
At Hicks Insurance, we are committed to providing comprehensive coverage options tailored to your specific business needs. Whether you are a small business owner or a large corporation, we have the expertise and resources to protect your business assets and provide you with the peace of mind you deserve. Contact us today to learn more about our Ontario business insurance coverage options and how we can help safeguard your business.
Types of Business Insurance
Choosing the best insurance for your business can be easy when you work with a Hicks broker. They will go over the details of the coverage with you and ensure you are presented with options that companies inyour industry typically choose to secure.
Property Insurance
The ideal commercial business insurance policy meets your needs without being too costly. If your business has property, like a warehouse or office, commercial property insurance is crucial. A broker can explain this coverage, which usually includes protection for buildings, stock, equipment, business interruption, crime, equipment breakdown, transit and cargo, builder’s risk, and contractor’s packages.
Business Interruption Insurance
Business interruption insurance offers protection against financial losses incurred when your business is temporarily shut down due to a covered event. This type of coverage comes in different forms, such as compensation for lost earnings, profits, additional expenses to keep the business running, and rental income losses.
Liability Insurance
Every business should have some form of liability insurance as part of their policy. While it may be tempting to seek out cheap insurance options, it is not advisable to compromise on liability insurance. This type of insurance can safeguard your business from the financial burden of lawsuits and legal expenses. There are various types of liability insurance available, such as General Liability, Umbrella Liability, Tenant’s Legal Liability, Professional Liability, Environmental Liability, Directors & Officers Liability, and Event and Sports Liability.
General Liability
This insurance offers protection against bodily injury or property damage caused to third parties as a result of your business activities. This essential coverage safeguards you from legal liability and ensures the seamless continuation of your business operations without any disruptions.
Errors and Omissions
Errors and omissions insurance offers protection if you are accused of negligence while carrying out professional duties.
Directors and Officers Insurance
Being in a position of authority as a director or officer entails a considerable risk to your personal assets, as you are personally accountable for ensuring good governance within the company. To mitigate this risk, directors and officers insurance offers coverage for the legal liabilities that directors and officers may face in both corporate and non-profit organizations.
Fleet & Business Auto Insurance
Having commercial auto insurance is essential. Your personal auto policies as a business owner will not provide the necessary coverage. Whether you rely on a small fleet of sedans for deliveries or operate a large number of trucks, this insurance is crucial.